This is one of the most common phone calls I get: 'My insurance is supposed to cover this, right?' Sometimes yes, sometimes no, and it almost always depends on a line item in your policy you've never read. Here's the honest breakdown for Florida drivers.
No. Florida only requires minimum PIP and property damage liability. Towing and roadside assistance are optional add-ons that you have to specifically purchase.
If you have collision coverage and the accident triggered your claim, the tow is typically covered — either directly or as reimbursement after you pay. Keep the receipt.
Call us directly. We'll get you safely towed and give you a proper receipt you can submit for reimbursement once you can reach your insurer.
24/7 Dispatch: (727) 279-5431